For the fifth consecutive quarter, brokered deposits at U.S. banks declined. Many financial institutions are reducing their reliance on costly funding sources. This shift comes at a time when low-cost deposits are on the rise. Understanding these trends is critical for financial health and strategic planning. As market conditions evolve, how banks manage deposits will shape their future growth. Keeping an eye on these developments helps investors make informed decisions. Strategies that consider these dynamics can lead to more favorable outcomes.