BancFirst Corporation (NASDAQ:BANF) reveals a ROIC of 1.26%, below its WACC of 14.70%, signaling a struggle to generate returns that surpass capital costs.

• Arrow Financial Corporation stands out with a remarkable ROIC of 72.29%, reflecting its exceptional efficiency compared to peers.
• Other banks like Community Trust Bancorp highlight varying degrees of financial health, presenting risks and opportunities.

This analysis emphasizes the importance of understanding financial efficiency in banking, with BancFirst aiming to improve its position in a competitive market.