• Nu Holdings Ltd. (NYSE:NU) is anticipated to report a quarterly EPS of $0.13 and approximate revenue of $3.67 billion.
• The company expects active customers to surge to 90 million, contributing to an impressive 28.3% revenue increase.
• NU displayed a strong Return on Equity (ROE) of 30% in Brazil, promising robust future growth.

Nu Holdings Ltd. (NYSE:NU) is making a mark as a digital banking platform primarily in Brazil, Mexico, and Colombia. With a scalable, digital-first approach, NU is set to announce its quarterly earnings on August 14, 2025. Analysts foresee an earnings per share (EPS) of $0.13 along with revenue nearing $3.67 billion.

Expectations for the earnings report suggest a bright outlook for NU, with anticipated EPS growth of 8.3% and a revenue surge of 28.3%, thanks to a rise in active customers reaching 90 million—a remarkable 25.3% increase. Analysts from Zacks highlight NU’s potential to exceed earnings expectations, boosting optimism surrounding the report.

NU’s first quarter of 2025 reflected impressive growth as well, with an Average Revenue Per Active Customer (ARPAC) of $11.2. The company aims to enhance cross-selling strategies, predicting ARPAC could surpass $40 in the future. In Brazil, NU achieved a notable ROE of 30%, while the consolidated ROE stood at 27.91%, showing strong profitability compared to the sector median.

The customer base has expanded to 118.6 million, bringing in 4.3 million new customers during the first quarter. This growth signals a robust trajectory and potential for further expansion.

As NU gears up for its earnings presentation, the market response will largely depend on management’s insights regarding business conditions. Strong figures could push stock prices higher, whereas unexpected results may lead to a downturn.