XRP, Stellar (XLM), and Algorand (ALGO) are evolving beyond their cryptocurrency roots. They are positioning themselves to play pivotal roles in government-aligned liquidity and cross-border settlements. As central banks explore the launch of central bank digital currencies (CBDCs), these cryptocurrencies could serve as the financial rails that support new financial ecosystems. Understanding the implications of this evolution is essential for stakeholders in the public and private sectors alike. As these technologies develop, they could fundamentally reshape the future of government finances and cross-border transactions.