Ripple officially steps into the banking sector, filing with the Office of the Comptroller of the Currency (OCC). The company aims to establish a national trust bank in the United States. This strategic move comes on the heels of rising interest in digital asset regulation and banking integration. With the advent of ISO 20022 standards, Ripple could change how banks handle payments and transactions. As banking institutions start embracing more digital solutions, Ripple’s initiative could transform the financial landscape, enhancing efficiency and securing greater adoption of its technology.