The U.S. Federal Housing Finance Agency (FHFA) is considering a groundbreaking initiative to recognize digital assets, including Bitcoin, in mortgage applications. FHFA Director Bill Pulte announced on July 24 that a review process is underway to evaluate how cryptocurrencies might factor into home loan eligibility assessments. This innovative approach could reshape the traditional mortgage landscape, potentially addressing the gaps in evaluating modern financial portfolios. As more individuals hold cryptocurrency, the initiative reflects a significant shift towards embracing digital assets in established financial frameworks. This development invites speculation about future standards in the mortgage industry as more people seek ways to integrate their digital asset holdings into conventional banking practices. The outcome of this review will be pivotal in how financial institutions approach digital currencies moving forward, and stakeholders await further updates.